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Fintechs may feel the heat as RBI moves to curb unsecured consumer loans
17 Nov 2023
The last risk change (change in the risk weight on consumer credit) was probably done several years ago. This is the strongest signal yet from the RBI that the regulator believes that there is stress and overheating in the unsecured consumer loan segment. This will take a toll on fintechs,” said Shishir Mankad, head of financial services at consultancy firm Praxis Global Alliance.

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